Question 1

Is BizCredify a bank or lender?

Accepted Answer

No. BizCredify is a business operating platform. It does not make lending decisions or guarantee financing.

Question 2

Can I start for free?

Accepted Answer

Yes. The Free plan is available without a credit card and includes core onboarding, marketplace, CRM, and monitoring tools.

Question 3

Does BizCredify provide legal advice?

Accepted Answer

No. Formation tools help prepare and submit information, but they do not replace advice from a qualified attorney or tax professional.

Question 4

What is the funding readiness score?

Accepted Answer

It is an informational view of eight business and personal factors that may affect how a lender evaluates an application. It is not an approval prediction or guarantee.

Question 5

What is included in the Free plan?

Accepted Answer

The Free plan includes core onboarding, a funding readiness view, vendor marketplace access, CRM, one mailbox, credit monitoring, and 5GB of document storage.

Question 6

What requires Pro?

Accepted Answer

Pro adds the complete operating suite, unlimited AI concierge access, formation workflows, credit self-help tools, and the broader set of connected platform features.

Question 7

What does business formation cost?

Accepted Answer

Formation services start at $20 for an LLC or $49 for a corporation, plus applicable state filing fees.

Question 8

Are state filing fees included?

Accepted Answer

No. State filing fees are charged separately and vary by state and entity type.

Capability	Free	Pro
Funding readiness	Included	Included
Vendor marketplace	Included	Included
AI Business Concierge	Guided	Unlimited
Operations suite	Core	Complete
Formation workflows	—	Included
Credit self-help tools	—	Included

Transparent Pricing. Start Free. Upgrade When Ready.

What Pro replaces

Full Plan Comparison

Pricing Questions, Answered.

One business. One operating system. One clear next step.