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Credit with only Business's EIN

Build your business credit correctly and keep your business and personal credit separate.

Revolving Business Credit Lines

Revolving lines of credit work by allowing you to continue accessing additional funds as you pay your balance down.

Improved Cash-flow Management

A key indicator of the financial health of your business. Positive cash flow can help you pay expenses and invest in new opportunities

BizCredify

Why Small Business Fail?

Cash flow is your cash received minus your cash out. It’s what you have available to pay your financial obligations.

Problems occur when you are waiting for payment from a client or vendor and yet you have bills which need to be paid.

You may have a very profitable business but if you don’t have a strong cash flow, or access to capital, you can go under.

Top reasons small business fail.

Trusted Over +1200 Client in The World

Expand Your Financial Runway

Why Take Advantage of Business Credit?

3 Ideas of how Business Credit will help you succeed.

Grow Your Existing Business

Strong credit scores can increase a business’s purchasing power by potentially making it easier and, in most cases, cheaper to secure loans and other financing. It can also be a useful tool for negotiating better terms with vendors.

Hire Additional Employees

If you’re considering bringing on new employees, the first thing to do is to take a look at your business’s credit. In particular, examine your company’s access to additional capital to cover employee wages if the need arises.

 

New Equipment

Business equipment can be expensive. Even smaller costs, such as routine maintenance, add up quickly. Equipment financing is a way of reducing the upfront financial burden of buying or replacing business machines.

 

Just like how consumer credit is linked to your SSN, your business credit is linked to your EIN. This means when applying for business credit, it's usually not required to include your SSN.

 

Once you properly establish your business entity and Credibility Foundation, you start off building your business credit profile with smaller vendor accounts. As your business pays those retailers you will then qualify for revolving store credit cards, and then cash credit you can use anywhere, just like a normal personal credit card.

 

Keep in mind that because of federal regulation you will still need to supply a SSN for identity verification purposes. Also providing a personal guarantee can open up even more financing options.